Welcome to our new website, DotDotDot - where we invite you to participate in the discussion about everything real estate. Within our Insurance section, you will find articles and conversation pertaining to Homeowner's Insurance covering the policy basics to unique types of coverage. The major focus will center around property ownership within the states of Nebraska and Iowa and primarily in the Metro Omaha market place. How much is enough? What kind of coverage do I need? Take a look... Get to know us as we hope to get to know you! We encourage you to ask us questions and leave us comments.

BEWARE OF THE DOG

February 15 2012

Did you know the breed of your dog can be the cause of rejection for homeowners insurance?  If you own a breed of dog that has a history of causing significant numbers of personal injury claims then you may be rejected. There are so many details to consider when purchasing a home. One of those issues that usually are “short-changed” is selecting the right homeowners insurance. 

In my experience as a Realtor, I know that many people do not know …

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Neighbor’s Tree Falls In Your Yard. Who Pays?

October 05 2011

If a neighbor’s tree falls, and no one is there to hear it, do you pay for the damage?

Severe weather can cause home owners to hold their breath.  Heavy winds or storms can snap mature trees and you may have to cover the bill.  Check out this article from www.houselogic.com to learn more about your liability.

http://www.houselogic.com/home-advice/home-insurance/tree-fall-property-line/

It’s always a good idea to check with your insurance agent with any questions concerning topics like this.  If you need a …

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Holiday Hosting Disasters Avoided!

December 09 2010

 If you are brave enough to be hosting for the holidays, I hope that everything goes smoothly for you.  But just in case, here are a few ideas to make sure your plans go off without a hitch!

http://www.houselogic.com/articles/5-holiday-hosting-disasters-and-how-avoid-them/

Happy Holidays,

Aubrey Hess…

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Omaha homeowners, do you need to replace your plumbing?

November 19 2010

Hello Homeowners,

I live in a home built in 1929, so my husband and I knew that routine maintenance would be a big part of our lives when we purchased the home.  Spend a little time maintaining your plumbing, and it can save you big bucks down the road.  Take a moment to read this article for helpful tips.

http://www.houselogic.com/articles/replacing-plumbing-are-your-water-pipes-plumb-worn-out/

Best Regards,

Aubrey Hess…

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For your protection- Get a Home Inspection.

September 30 2009

home inspect picBuying a home is one of the most important, and often largest, purchases you’ll make in a lifetime; so you should know what you’re buying. A home inspection is an evaluation of a home’s condition by a trained expert. During a home inspection, a qualified inspector takes an in-depth and impartial look at the property you plan to buy. The inspector will:

  • Evaluate the physical condition: the structure, construction and mechanical systems.
  • Identify items that should be repaired or replaced.
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Feeling Squeezed by your Homeowners Insurance?

September 17 2009

insuranceLet’s face it, we are continually looking for ways to lower our monthly costs, but don’t want to risk lowering our insurance coverage at the same time.  When searching for homeowners insurance, here are a few things to consider.

Effective Ways to Lower Your Insurance Premium, Without Lowering Your Coverage.

What you pay for homeowners insurance depends on age, location, type of residence, proximity to a fire department, the deductible amount and scope of coverage.  Here are some tips to …

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Home Warranty: To have or not to have that is my question?

July 28 2009

With every real estate contract be it to sell, or to purchase, you have the option whether to or not to purchase a home warranty.  Increasingly we see this option being passed over to the not to.  When I ask our sales professionals at CBSHOME their view on why this is occurring the answer it seems always go back to cost.  One sales professional stated, “ My seller’s equity is really tight on this listing”, another stated, “The Buyer asked …

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